Financial Health Check

I was surfing AIA website since I have to change my credit card auto debit. I surprised to see the ads about Financial health check. People used to go for health check but most of us doesn't really go and evaluate their financial health check These are the questionaires for the financial health check: 1. I have drafted a will to distribute my estate to my loved ones.       2. I have started building my retirement fund at least 10 times my gross annual income.     3. I have started to plan for my children's university education.     4. I have emergency funds (i.e. cash/cash equivalents) to provide for expenses for at least 6 months.       5. I have critical illness insurance coverage of at least twice my gross annual income.     6. I have hospitalization and surgical insurance coverage that can provide for my hospital bills without any out-of-pocket expenses.     7. My house will be full paid-up in the event of my death and disability.     8. I have life insurance and disability insurance coverage of at least 10 times my gross annual income.   Have you done all those items above?